First Time Homebuying Plan of Action
Make Homeownership
YOUR Reality
Even If You're Buying for the First Time
You don't need 20% down. You're already paying a mortgage — it might
just make more sense if it's your own.
What You'll Get
At No Cost
Everything you need to make informed decisions and successfully buy your first home.
Dreams & Goals Zoom (with recording)
Personal consultation with Ken Watson, recorded for your benefit
Home Journey web page
Custom web page to guide your next steps through the process
Mortgage planning analysis
Complete strategy analysis tailored to your financial situation
Complimentary pre-approval
Get pre-approved and ready to compete with cash buyers
Post-close coaching
Ongoing support to help you build long-term wealth after purchase
Fully dedicated team
Complete team of professionals committed to your success
What Makes Us Different?
60% of our value comes after closing — because homeownership is just the beginning of your financial journey.
Ready to Make
Homeownership Your Reality?
Get your complimentary First-Time Buyer Guide and schedule your no-cost "Dreams & Goals" call with Ken Watson.
Contact Us
What Our Clients
Are Saying
Real stories from first-time buyers who made homeownership their reality with Ken Watson and Neo Home Loans.
Over 500+ first-time buyers helped in DFW, SoCal, & Phoenix
"Ken walked us through every step and made our dream of homeownership a reality. Couldn't be happier!"
Sarah M.
First-Time Buyer
"Professional, knowledgeable, and truly cares about his clients. Highly recommend Ken Watson!"
Michael R.
NEO Client
"Ken and his team made the whole process feel empowering instead of intimidating."
Victor
First-Time Buyer
Frequently Asked
Questions
Get answers to common questions about the home buying process
Do I need 20% down to buy a home?
No! There are many programs available that require as little as 0-3% down. We'll help you find the best option for your situation, including VA loans, FHA loans, and conventional loans with low down payment options.
How long is a Dreams & Goals call?
Our Dreams & Goals calls typically last 30-45 minutes. We'll discuss your homeownership goals, review your financial situation, and create a personalized roadmap for your home buying journey. The call is recorded for your benefit so you can refer back to it anytime.
What makes the post-closing support different?
60% of our value comes after closing! We provide ongoing mortgage management, debt strategy coaching, refinancing guidance, and wealth-building strategies. Most lenders disappear after closing - we're here for your entire homeownership journey.
How quickly can I get pre-approved?
Most clients receive their pre-approval within 24-48 hours. We'll work with you to gather the necessary documentation and can often provide same-day pre-approval letters when needed for competitive offers.Describe the item or answer the question so that site visitors who are interested get more information. You can emphasize this text with bullets, italics or bold, and add links.
Do you work with clients outside of DFW, SoCal, and Phoenix?
While we specialize in DFW, Southern California, and Phoenix markets, we can help qualified borrowers in all 50 states. Contact us to discuss your specific location and loan needs.Describe the item or answer the question so that site visitors who are interested get more information. You can emphasize this text with bullets, italics or bold, and add links.
Start your journey with a no-cost call or download your complimentary guide
Join hundreds of first-time buyers who've successfully purchased their homes
with Ken Watson and Neo Home Loans.
Ken Watson
Mortgage Advisor & Branch Leader | NMLS #212785
(949) 293-3969
⭐ Read Client Reviews on Experience.com
